Article: Justice for Our Genes: The Case for Genetic Non-discrimination Regulations in the New Zealand Life Insurance Industry.
2022 Volume 29, Issue 3, Page(s) 760–782
Abstract: While most comparable jurisdictions have adopted more restrictive positions, life insurers in New Zealand remain permitted to request the disclosure of predictive genetic test results from applicants, driving up the cost to obtain life insurance for ... ...
Abstract | While most comparable jurisdictions have adopted more restrictive positions, life insurers in New Zealand remain permitted to request the disclosure of predictive genetic test results from applicants, driving up the cost to obtain life insurance for those with known susceptibilities to genetic disease. The permissive approach is now an outlier, and risks disincentivising health care and research innovation, facilitating irrational discrimination, and compounding existing health inequities. This article examines the New Zealand position through a consequentialist lens. It analyses justifications for the status quo, as well as international approaches, before concluding that genetic non-discrimination regulations governing New Zealand's life insurance industry should be introduced to enhance public wellbeing. |
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MeSH term(s) | Disclosure ; Genetic Testing ; Insurance, Life ; New Zealand ; Social Justice |
Language | English |
Publishing date | 2022-08-15 |
Publishing country | Australia |
Document type | Journal Article |
ZDB-ID | 1236328-5 |
ISSN | 1320-159X |
ISSN | 1320-159X |
Database | MEDical Literature Analysis and Retrieval System OnLINE |
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