Article ; Online: A firm-level analysis of Chinese commercial health insurance surrender.
2024 Volume 19, Issue 3, Page(s) e0296695
Abstract: Based on the unbalanced panel data of Chinese professional health insurance companies from 2011 to 2021, the paper constructs "PW+PCSE" model to empirically investigate the main factors affecting the commercial health insurance surrender in China from ... ...
Abstract | Based on the unbalanced panel data of Chinese professional health insurance companies from 2011 to 2021, the paper constructs "PW+PCSE" model to empirically investigate the main factors affecting the commercial health insurance surrender in China from the company level. The results show that asset-liability ratio has a significant positive effect on health insurance surrender rate. The value preservation and appreciation rate of capital and R&D expenditure rate both have significant negative effects on health insurance surrender rate. These studies bring important enlightenment for domestic health insurance companies to avoid surrender risk. |
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MeSH term(s) | Insurance, Health ; Insurance, Liability ; Health Expenditures ; China |
Language | English |
Publishing date | 2024-03-14 |
Publishing country | United States |
Document type | Journal Article |
ZDB-ID | 2267670-3 |
ISSN | 1932-6203 ; 1932-6203 |
ISSN (online) | 1932-6203 |
ISSN | 1932-6203 |
DOI | 10.1371/journal.pone.0296695 |
Database | MEDical Literature Analysis and Retrieval System OnLINE |
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